We should never be in a hurry while making online payment.
With the increase in internet usage, the craze for online payment and online shopping has also increased rapidly. The biggest advantage of online shopping is that there is no wastage of time and more options are also available. If you also do online shopping and use credit card or debit card for payment, then there is good news for you. There is a need to take special care of some things during online payment, otherwise huge loss can occur.
In fact, cases of cyber crime have also increased rapidly in the digital world. Cases related to cyber fraud keep coming to light every day. At some places, cases of digital arrest are being reported and at some places, fraud is being done by stealing personal data. In such a situation, there is a need to be careful while shopping online. One carelessness on our part can cause huge financial loss.
Choose the right websites
There are currently a lot of shopping websites on online platforms. In such a situation, if you are doing online shopping then you should always choose trusted sites only. Cyber criminals are also creating fake websites like popular websites to trap people. Before choosing shopping sites, get information about them.
Enable Two Factor Authentication
It is very important to adopt security while making online payments. In such a situation, you must keep two factor authentication on on your card. Due to two factor authentication being on, even if someone knows your card password, he will not be able to misuse it. Without the verification code he will not be able to access your account.
Use safe network for payment
Use safe network while making online payment. It has been seen many times that people connect their mobile to public Wi-Fi or to an unknown person for payment. This kind of mistake can cause you huge loss. Public Wi-Fi networks can be easily tracked and through this, scammers can access your card details.
Avoid contactless transactions
In the digital world, many credit card companies provide contactless transaction facilities to their customers. This makes the transaction process easier but it also has many disadvantages. Actually, contactless service allows users to make payment without entering the PIN, but if your card is accidentally lost or someone steals it, then you can suffer a big loss.
Don’t use credit cards for cash
Almost all banks providing credit cards provide their credit card holders the facility to withdraw a specified amount of cash. You should avoid taking advantage of it. Actually, interest starts accruing from the day you withdraw cash from the credit card. If you are not able to make payment on time, it can cause huge loss to you.
make your password strong
Many people create very short and weak passwords to remember. But do you know that keeping a short and simple password can cost you dearly. Actually, short passwords are easily cracked, so if you use credit card more for online payments then you should create a strong password.
Also read- Jio’s 90 days cheap plan created a stir, users left BSNL and started coming back.
